About

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As a credit union, we are a not-for-profit, member-owned, financial cooperative. Being not-for-profit means our goal is to return as much as possible to our members in the form of better interest rates, lower fees, and innovative services. In addition, we have taken a minimal branch strategy, which keeps our costs down so we can offer even more value to our members. 

At the same time, we are part of the CO-OP Shared Branch network that allows our members to perform a range of transactions at other participating credit unions across Texas and the rest of the country. As part of the CO-OP ATM network, our members have access to over 30,000 surcharge-free ATMs covering all 50 states and 10 countries. We also offer a great full-featured mobile app that includes free mobile check deposit* and gives our members free access to their credit score and credit report. Whether you live nearby, or across the country, these options enable our members to access their accounts wherever are, with no fees or charges for any of these services. 

Being member-owned means the credit union is owned and controlled by the people who use our services. The members of the credit union elect other members to serve on the Board of Directors and Supervisory Committee. We don’t have stockholders like banks do. Most banks are owned by stockholders and the bank’s purpose is to increase the wealth of their stockholders…not necessarily the customers of the bank. The credit union’s sole purpose is to serve our members and give them the best possible value.

We are dedicated to engaging with our community and providing financial education and resources for our members. At PLT Credit Union of Dallas, we want to be our members’ trusted partner in reaching their financial goals. As such, we are committed to providing our members with outstanding service that includes being honest, reliable, convenient and compassionate. If you’re not already a member, you are welcome to join us. 

• It all started August 11, 1931 in Dallas, Texas. A group of eight individuals from the National Federation of Federal Employees submitted a Certificate of Organization to the state requesting the formation of the PLT Credit Union.

• In the 1940’s many federal employees moved to the Dallas Federal Center in Texas. To stay convenient and close to our members, PLT Credit Union also moved to the Wynnewood Federal Center.

• In the 1950’s we changed our name to Dallas Interior Employees Credit Union (DIECU).

• In 1982, we added the location at 9305 West Alameda Avenue (our current main branch).

• In 1987, we changed our name to PLT Credit Union to better reflect our expanding field of membership to include the greater Dallas metropolitan area.

• 2021 brings our 90th Anniversary. A time to look back on where we’ve been and all we’ve accomplished. Over the years we’ve grown in size to over 65,000 members and more than $1 billion in assets. But the one thing that hasn’t changed is how much we value our member owners.